Personalize your expat health insurance plan in Lebanon with BuyAnyInsurance

Expat health insurance is designed to cover financial liabilities incurred by expatriates while living and working in a country other than one's own. Keep in mind that you should obtain your expat health insurance prior to relocating to a new destination or country.
If you are an expat working in Lebanon, then you must take an expat health insurance for your own safety. In case of a medical emergency, you don’t want to incur huge expenditures yourself. With the right kind of expat health insurance policy, you’ll be covered for emergency & unforeseen situations.
 

An Expat health insurance policy may generally include the following, however it may vary from insurer to insurer

Medical consultations
This includes coverage for visits to general practitioners or specialists in specified clinics and hospitals.

Hospitalization expenses
Coverage for expenses related to hospital stays including room charges, surgical procedures, nursing care, and medical supplies.

Emergency medical treatment
Coverage for emergency medical care resulting from accidents, injuries, or sudden illnesses.

Medications
The cost of prescribed medications is part of inclusions, but it can vary depending upon the terms and conditions of each expat health insurance policy.

Diagnostic tests and lab services
Coverage for various diagnostic procedures like – blood tests, X-rays, MRIs, ultrasound etc. are provided in expat health insurance.

Pre-existing conditions
Depending upon the expat health insurance policy, coverage for pre-existing medical conditions may be included after a certain waiting period. But this is only applicable in certain policies.

Maternity care
Some expat health insurance policies cover for prenatal, delivery, and postnatal care.

Emergency medical evacuation
Coverage for cost of transportation to the nearest appropriate medical facility in case of a medical emergency.

Repatriation of mortal remains
Coverage for the cost of returning the insured person’s body to their home country in case of death.

It is important to understand that each policy has its own inclusions and exclusions, that’s why it is advisable to go through the policy details carefully.
 

Certain situations may not be covered by an expat health insurance policy:
Cosmetic procedures
Elective cosmetic procedures like – plastic surgery for non-medical reasons are not covered in expat health insurance.
Pre-existing conditions waiting period
Many expat health insurance policies impose a waiting period for pre-existing conditions. During this period, the expenses related to pre-existing conditions may not be covered in your expat health insurance policy.
Experimental treatments
Treatments that are considered experimental or investigational treatments may not be covered.
Substance abuse
Treatment for substance abuse or addiction is not covered.
War or acts of terrorism
Medical expenses resulting from acts of civil unrest, war, or any acts or terrorism are not included in expat health insurance.
Alternative therapies
Certain alternative therapies like – acupuncture, acupressure, naturopathy etc. may not be covered.
Self-inflicted injuries or harm
Treatment for injuries resulting from intentional harm, self-inflicted injuries, or participation in illegal activities is not covered.
Mental health disorders
Coverage for mental health conditions may have limitations or waiting periods. Most expat health insurance policies offer limited coverage for mental health conditions.
Preventive and routine care
Routine check-ups, vaccinations, preventive screenings, and health maintenance services may not be covered under certain expat health insurance plans.
 

Here’s the list of the most commonly asked documents you would need to get expat health insurance in Lebanon

• Complete application form
• Proof of identity
• Medical history
• Proof of employment or sponsorship
• Proof of residence
• Medical examination reports
• Visa or work permit

Documentation requirements may vary from company to company depending on your nationality, age, gender etc.
 

Renewing your expat health insurance policy online is simple with BuyAnyInsurance Lebanon. Just key in your passport details, your policy number and any other required details like age, weight, height etc to make an online payment. Receive a soft copy of the policy in your inbox. You can also call us at 01 488 277 to talk to our insurance experts who will take care of any tedious processes and help you renew your health insurance policy. In case your requirement has changed, they can also help you issue a new policy.