Car Insurance: Driving Safely in the Winter in Dubai
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Did you know that driving safely increases chances to get a discount when it’s time to renew car insurance?
However, if we know one thing about Dubai’s winter is the fact that it is unpredictable. One moment it rains, the next there’s thunder and lightning, followed by sunshine almost immediately.
Dense fog envelops the city in the early hours of the morning and can be quite a magical sight if you are watching from the comfort of your home, but not for those who are driving. The low visibility can seriously hinder motorists and create chaos on the roads.
Read this blog to learn how to tackle this distressing situation.
Get better car insurance rates by driving safely
How safe of a driver you are is really important to your car insurance company because your behaviour on the road directly affects your risk to an insurer. Drivers with a clean driver’s history qualify for better rates and also are eligible for a good/safe driver discount, which typically is pretty good.
Avoid driving when possible
Check the weather forecast and opt for public transport like buses or the metro if possible. The transportation system is convenient, easy to use and connects to most of the areas within the city.
Keep safety distance
Always maintain a safe distance of a few meters from the car in front of you. This provides ample reaction time in case the vehicle comes to an emergency halt or if there is an obstacle in front of you.
Chalk out a plan
Plan your route before hitting the road. Fog can lower visibility to a point where even familiar roads appear strange. Use the painted lines on the edges of a lane to ensure you are going parallel to other drivers. Use your phone or car’s navigation system to guide you, especially if you decide to take an alternative route.
Don’t drive at the stipulated 100km/hr, but slow down to match the speed of your fellow drivers. Fog can slow down traffic immensely. Keep calm, everyone is trying to get to their destination just like you.
Use fog lights, not hazard lights
Fog lights provide better illumination during hazy conditions, so remember to turn them on. Set your headlights on low beam to not overwhelm other drivers. Hazard lights should only be used to warn other motorists that you or another driver is stationary on the road, so avoid using them otherwise.
Take a break and drive later
If you’re a new driver or an expat from a tropical country, chances are that you have never driven in foggy weather, which can be a daunting task. If a spell of fog takes over the road when you are driving and makes you jittery, locate the nearest petrol station and park there till it clears up.
If music distracts you, turn off your radio. And avoid using your phone while on the road (Dubai Police imposes weighty fines on mobile usage while driving). Traffic violations on the driving record can increase car insurance premiums significantly.
Read more on car insurance
- Car Insurance Switching is Good
- Avoid Car Insurance Mistakes
- Online Car Insurance Trends in the UAE
- Tips to Get Cheap Car Insurance for Young Drivers
- List of Car Insurance Companies in the UAE
Buy car insurance online
Originally published Oct 30, 2018 01:26:46 AM, updated Apr 06, 2020