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Auto Fleet Insurance Policy in the UAE

Written by Huma

Auto Fleet Insurance Policy in the UAE

It is a truth universally acknowledged that the economy is mercurial and unstable. Therefore, if you own a fleet of cars, or run a rent-a-car business it is essential for you to acquire auto fleet insurance policies.

It aids the firm, to run its operations smoothly while giving sustainable value to the company stakeholders and business resources. In addition to this, the fact that the cars are insured gives clients confidence in business operations.

In the UAE automobile market,
many corporations have felt the need to have this insurance to gain productivity
and competitive advantage.

Businesses that use automobiles for commercial activities need this type
of insurance coverage.

The risk of each commercial car is managed by this type of auto insurance. It diffuses the hazard across the board to prevent you from paying more than once for each risk.

FAQs on Auto Fleet Insurance

Q) What is Auto Fleet Insurance?

Fleet insurance like any auto insurance in the market covers your car need in a time of incidents like property damage, accident, theft, etc.

But it is designed for businesses, who have not one but multiple vehicles to have them all on one policy.

Also, it offers any driver to drive another vehicle’s policy or other drivers’ car.

BuyAnyInsurance caters to all the insurance providers and vendors who offer auto fleet insurance to their clients/businesses at reasonable prices. They give protection coverage from minimum five-light automobiles to heavy fleet cars.

Let’s talk about the perks of having auto fleet insurance
in the mentioned below benefits

1. Manage the number of Cars You Possess

If you are the owner of two cars or more you can easily buy fleet insurance in a good package.

This will help you manage and update very conveniently as now in one policy you can get coverage for your different cars, vans, motorbikes, HGVs and LGVs, etc. with one renewal date.

2. Auto Fleet Insurance Covers

All type of cars, vans, minibuses, trucks, taxis, etc. having fleet insurance can avail and pick any of the three stages of coverages i.e.

Comprehensive Coverage

Those who get comprehensive coverage will be
protected from

  1. Theft
  2. Vandalism
  3. Fire
  4. Natural disasters (like a hurricane or a tornado)
  5. Falling objects
  6. The damage was done to your car by animals
  7. A civil disturbance (like a riot that results in damage or destruction of your car)

– Fire & Theft insurance

  1.  Any damage/ violation to
    a third party or their property with whom you are involved in an incident,
    while also covering your own car if it’s damaged by fire or stolen.

-Third-Party Only

  1. It offers no protection for your own vehicles but will cover claims made against you for damages by any third parties. 

3. Automatic Vehicle Additions

You don’t have to get any other auto insurance plans or protection coverages.

For any new car. You can
add-on automatic vehicle additions to your fleet during the time of fleet insurance
plans.

4. Reduce Cost with Age Limit

Your age limit can directly influence the auto fleet insurance.

The risk of road accidents is getting more due to underaged or over-aged drivers.

Therefore, a part of their policymaking the providers have set the age limit;

  • if the driver has less driving experience and has age limitless then 25 years then he/she has to pay more car premium
  • A driver whose age is 70 and more would also pay more premium

Therefore, if the driver has a good driving history and falls under the defined age limit criteria then he/she can get cheap fleet insurance.

4. Any Driver Options

Aside from all these mentioned above auto insurance coverages also offers a policy of ‘any driver options” where a driver can drive other vehicles or other drivers’ cars.

This obviously makes life a lot easier if for whatever reason you needed to switch vehicles or lend a vehicle to someone unexpected.

5. Roadside Assistance

One of the most important features is roadside assistance, as it helps the team to get a mobile repair or roadside towing in case of any emergencies like

  1. Car Malfunction
  2. Flat tires
  3. Filling up the empty tank.

6. Car Hire Services

A car can always face any accidental
damage or repair service at any time.

Having an auto fleet insurance will assist you at that time by replacing your car for a few days during such events.

7. Agency Repair

Your fleet insurance will be
lined up the agency repair garage or workshops, in the event of any unfortunate
accident or replacement of cars.

Therefore, you don’t have to get into the hassle of finding an auto garage for your car repair and maintenance.

Conclusion:

As by the law of auto insurance, any car owner must have auto insurance and that business whose bread and butter are based on commercial mixed cars then for them auto fleet insurance is must purchase.

Buyanyinsurance offers car insurance quotes, so explore the website for best and authentic content and insurance providers.


Originally published Oct 21, 2019 17:24:05 PM, updated Oct 29, 2019

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